EasyCredit is a monetary provider provider that allows Nigerians to achieve loans on the internet with none paperwork or collateral. This submit explains how to get a loan from EasyCredit, how to pay off, their customer care hotlines, and plenty more.
EasyCredit is a comfy and dependable mortgage carrier in Nigeria. It permits human beings to obtain immediate loans, up to ₦one hundred,000. The acquired loan can be spent on personal and commercial enterprise expenses.
As long as you have an Android device, you can experience EasyCredit loan services. If you’ve got the EasyCredit app established on your smartphone, you may follow for a mortgage and receive it to your financial institution account.
EasyCredit mortgage requirements
To be eligible for a loan from EasyCredit mortgage carrier, you want to meet up a few necessities. They were listed under.
You ought to be a citizen and resident of Nigeria
Your age must be within the range of 20 to 60 years
The applicant ought to also have a solid monthly profits
A Nigerian bank account is wanted
Your Bank Verification Number
An Android phone (EasyCredit isn’t always to be had for iOS gadgets)
A legitimate smartphone variety so as to be used to get hold of affirmation codes
If you’ve got the necessities, you then are eligible to reap loans from the EasyCredit platform.
How to download the EasyCredit app
EasyCredit isn’t always to be had for iOS and Windows devices. You need to down load the EasyCredit App earlier than you could experience EasyCredit mortgage offerings.
You can down load and deploy it from the Google Play Store. It has a small length of 10 MB and over 1 million downloads. It presently has a evaluation rating of four.2 from over 56,000 users.
How to get a loan from EasyCredit
Launch the EasyCredit app after set up
You will see the login and sign up alternatives
Click on sign up to check in your EasyCredit account
You will want to provide your cellular smartphone number
Fill in the essential information and post
You may be redirected to the homepage
From the homepage, you may get entry to a lot of functions. Follow the following steps to apply for a mortgage at the EasyCredit app.
Navigate to the loan utility section
Choose a loan quantity (not much less than 3,000 NGN, now not extra than 100,000 NGN) and keep
Select a compensation term (91 days to twelve months)
Provide other wanted information, which include your bank account variety
Submit your utility
After filling within the vital facts and filing your utility, you must be patient for some time. Your loan request might be reviewed via the EasyCredit body of workers. Once it has been permitted, you’ll receive the quantity on your bank account.
Note that reviewing and approval of mortgage packages can take any time between 10 mins to numerous hours.
How a lot loan can you get from EasyCredit?
This is any other question that human beings ask about the EasyCredit mortgage provider.
If you meet the necessities and also fill accurate information, you’ll be able to acquire between ₦3,000 to ₦one hundred,000.
Loan Repayment Terms
Repayment within the EasyCredit loan platform can be finished within 3 months (91 days) to 365 days (365) days.
EasyCredit interest rate and mortgage processing price
A one-time processing rate is required of EasyCredit users. This rate ranges from 1,256 NGN to six,000 NGN.
Also, a monthly interest fee of three.1% applies to the 3-month repayment term.
For example, allow’s count on you got a loan of ₦three,000 for three months. EasyCredit will charge an interest rate of three.1% and a processing fee of 9.1%
That method you will pay lower back:
₦3,000 (the principal quantity)
₦273 (one-time processing charge)
At the quit of the day, the full quantity to be repaid will be ₦3,366.
Repayment of loan
You can also repay your mortgage via the EasyCredit app in your phone. To do this, observe the steps underneath.
Launch the EasyCredit app in your Android device
Click on “My Loan”
Select the mortgage you need to pay off at that second
Press the “Repay In Advance” button
Cross-test the information on the display and faucet on “Repay now”
Select your selected reimbursement technique and click “Repay now”
Complete the reimbursement method
EasyCredit Head Office
For the high-quality customer support services, you can visit EasyCredit head office. It is located at Opebi street No. 20, Ikeja, Lagos, Nigeria.
EasyCredit customer care and e-mail cope with
For questions and complaints, you can reach out to EasyCredit loan service. They have customer service team of workers so one can attend to you.
You can touch EasyCredit customer support via their e-mail cope with, telephone variety and WhatsApp account.